Insurance by Profession

Profession-specific guides that walk through the risks and policies that matter for your type of business.

Insurance by Profession Food Truck Insurance: The Coverage Mobile Food Businesses Need The main insurance policies food truck owners consider, from commercial auto and general liability to equipment, spoilage and event requirements. Insurance by Profession Cleaning Business Insurance: Coverage for House and Commercial Cleaners Insurance for residential and commercial cleaning businesses: general liability, janitorial bonds, damage to client property, workers' comp and auto. Insurance by Profession Landscaping Business Insurance: What Lawn Care and Landscaping Companies Need Insurance for landscapers and lawn care businesses: general liability, commercial auto, equipment coverage, pesticide exposures and workers' comp. Insurance by Profession Dog Grooming Insurance: Coverage for Groomers and Pet Businesses Why pet groomers need animal bailee coverage, how general liability fits in, and what mobile and salon groomers should ask before buying. Insurance by Profession Personal Trainer Insurance: Liability Coverage for Fitness Professionals Why personal trainers and fitness instructors usually need both professional and general liability, how gym and online training change things, and what to check. Insurance by Profession Photographer Insurance: Protecting Your Gear, Clients and Business Insurance for photographers and videographers: equipment coverage, general liability for shoots and venues, professional liability for missed or lost shots, and data protection. Insurance by Profession Handyman Insurance: Coverage for Small Repair and Home Improvement Businesses What insurance handymen and small home repair businesses typically carry, how licensing and bonds relate to insurance, and the exclusions to watch for. Insurance by Profession Home Bakery Insurance: Coverage for Cottage Food Businesses Why homeowners insurance usually isn't enough for a home bakery, how product liability works for food sellers, and what farmers market vendors should know. Insurance by Profession Electrician Insurance: Coverage for Electrical Contractors The insurance electrical contractors commonly carry, from general liability with completed operations to tools, auto, workers' comp and license bonds. Insurance by Profession Plumber Insurance: Protecting Against Water Damage Claims and More Insurance for plumbers and plumbing contractors: why water damage claims dominate, how completed operations and pollution exclusions work, and other key coverages. Insurance by Profession Painting Contractor Insurance: Overspray, Ladders and Lead Paint What insurance painting contractors usually carry, including general liability for overspray and spills, lead paint considerations, workers' comp and tools. Insurance by Profession Moving Company Insurance: Cargo, Auto and Liability Coverage How insurance works for small moving companies: cargo coverage, valuation options for customers' goods, commercial auto, workers' comp and federal rules for interstate moves. Insurance by Profession Hair Salon and Barbershop Insurance: A Practical Guide Insurance for salons, barbershops and independent stylists: professional liability for treatments, general liability, property, booth renters and workers' comp. Insurance by Profession Dog Walker and Pet Sitter Insurance: What You Need Insurance for dog walkers and pet sitters: animal bailee coverage, general liability for bites and accidents, bonding, lost keys and working through apps. Insurance by Profession Insurance for Consultants and Freelancers What insurance consultants and freelancers typically need: professional liability for advice, general liability for client sites, cyber coverage and contract requirements. Insurance by Profession Roofing Contractor Insurance: Coverage for a High-Risk Trade Why roofing is considered high-risk by insurers, the coverages roofers typically carry, common exclusions to watch for, and how to improve insurability.