About BizCoverGuide
BizCoverGuide is an independent website that explains small business insurance in plain English, with guides organized by the type of business you run.
Why we built this site
Most information about business insurance is written either by insurers trying to sell a policy or in language that's hard to follow. Small business owners — food truck operators, cleaners, landscapers, groomers, trainers, photographers, handymen and home bakers — deserve clear explanations of what their risks are and what questions to ask before they buy.
Our goal is simple: help you understand your options well enough to have a confident, informed conversation with a licensed insurance professional.
What we do
- Explain the main types of small business coverage and how they work together.
- Publish profession-specific guides covering the risks and policies that matter for each trade.
- Highlight common exclusions and gaps that owners often miss.
- Show the date each guide was last updated.
What we don't do
- We are not an insurance company, agent or broker, and we don't sell insurance.
- We don't provide personalized insurance, legal, tax or financial advice.
- We don't accept payment from insurers in exchange for favorable coverage in our guides.
How we create our guides
Our guides are researched and written by the BizCoverGuide editorial team and are based on widely used policy structures, publicly available information from state regulators and industry sources, and common questions from small business owners. Insurance rules and policy terms vary by state and insurer, so every guide encourages readers to confirm details with a licensed professional. Learn more in our editorial policy.
How the site is funded
BizCoverGuide is free to read. We may display advertising to cover the costs of running the site. Advertising does not influence what we write, and ads are clearly separated from our content.
Contact us
Questions, corrections or suggestions for a profession we should cover? Email us at contact@bizcoverguide.com or visit our contact page.