Editorial Policy

Last updated

Our readers make real decisions about their businesses, so we take accuracy and independence seriously. This page explains how we work.

Independence

BizCoverGuide does not sell insurance and is not affiliated with any insurer. Advertisers and partners have no say in what we write, which topics we cover, or how we describe any type of coverage.

Research and sources

We base our guides on how commonly used policy forms are structured, publicly available information from state insurance departments and other government agencies, and reputable industry resources. Because policy wording differs between insurers and laws differ between states, we describe common patterns and clearly tell readers to verify details for their own situation.

Writing standards

  • Plain English, with insurance terms explained the first time we use them.
  • No exaggerated claims, guarantees or scare tactics.
  • Clear separation between general information and anything that requires professional advice.
  • Specific prices are avoided unless we can attribute them to a reliable source, because premiums depend heavily on each business.

Updates and corrections

Each guide shows the date it was last updated. We review content periodically and when we learn of relevant changes. If you spot an error, please email contact@bizcoverguide.com. We review every correction request and update guides when a correction is warranted.

Advertising

We may show ads, including ads served by Google, to support the site. Ads are displayed separately from our editorial content and do not imply endorsement.